Address: 146 Parkway S #210, Brewer, ME 04412, USA
“I have no experience with Fenderson Insurance, but wanted to comment that through Transamerica, I have a 500K Term with living benefits. It's the best thing since sliced bread. People aren't passing as quickly as they did 10 or more years ago. Advances in Medical care keeps you around longer, so a heart attack or stroke, cancer, diabetes (all epidemics by the way) will have you at home and without income and possibly higher deductibles/higher premiums on your health insurance (Obamacare). If I am correct, if I had a heart attack that had me unable to perform my duties for 30 days I believe, then I can get a lump sum of up to 90% of the policy face...that's 450K lump sum payout or you can choose smaller annual payments I think. So you don't have to die to use it! I cannot publish this without a rating, so I will rate them a 4 star benefit of the doubt and Kudos for offering living benefits...Everyone should have the living benefits rider, Everyone.”
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