Category: | Insurance agency, |
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Address: | 28411 Northwestern Hwy, Southfield, MI 48034, USA |
Postal code: | 48034 |
Phone: | (248) 353-6570 |
Monday: | 8:00 AM – 5:00 PM |
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Tuesday: | 8:00 AM – 5:00 PM |
Wednesday: | 8:00 AM – 5:00 PM |
Thursday: | 8:00 AM – 5:00 PM |
Friday: | 8:00 AM – 5:00 PM |
Saturday: | Closed |
Sunday: | Closed |
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Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. Three ...
Covers stand-alone structures on your property, such as a fence or shed. 10% of dwelling coverage. Personal property. Pays to repair or replace stolen or damaged belongings. 50% to 70% of dwelling ...
1. Deductibles: A deductible is the amount that is "deducted" from the final amount of the claim owed by the insurance company. It is the amount that the homeowner is responsible for. Deductibles do not apply to liability coverage or medical claims e.g. if someone is injured on the insured property.
Understanding Homeowner's Insurance Options. Updated: If you're a homeowner, your house needs to be insured for a minimum of 80 percent of its value (not counting the value of the land). You must be proactive and review your current homeowner's coverage at least annually to make sure that your insurance is sufficient to rebuild or repair ...
A homeowner's insurance policy is a package of coverages, including: Dwelling: Covers damages to your house and any attached structures, including fixtures such as plumbing, electrical and HVAC systems. Other Structures: Pays for damage to unattached structures, including a detached garage, tool shed, fence, etc.
Understanding Homeowner's Insurance. Purchasing homeowner's insurance is not only critical for protecting your home and personal property against any potential liability; if you have a mortgage, your lender will require it. What's Covered. A homeowner's insurance policy is a package of coverages, including:
Understanding Homeowner's Insurance. Purchasing homeowner's insurance is not only critical for protecting your home, your personal property and against any potential liability, but if you have a mortgage, your lender will require it. What's Covered. A homeowner's insurance policy is a package of coverages, including:
Coverage A/Dwelling coverage. It's unthinkable, but if your home were destroyed or damaged, this coverage is the amount available for rebuilding or repairing. Compiled from public records and real estate assessments, this amount is estimated and is adjustable. It protects your home structure, including the walls, floors, roof, windows ...
A homeowners insurance policy provides property coverage and liability coverage. Property coverage is for your house, other structures on your property, and your personal possessions (for example, your furniture, dishes, clothing, and stereo equipment). Your policy may cover you if they are damaged, destroyed, or stolen.
Understanding Homeowner's Insurance. August 15, 2018 Homebuying. While you're basking in the joy of buying a new home, we know the last thing you want to think about is any destruction or vandalism done to the property. But an unfortunate part of homeownership is safeguarding against any potential damage. To ensure you get shortchanged when ...